Privacy Policy
Updated 5 October 2026
This policy explains how Finx Academy uses information to deliver its finance courses, exercises and account services, and how to make a privacy request.
Information used to run your account
Finx Academy stores your name, email address, sign-in details and session information. If you sign in through Google, Google provides the profile information used for your account. Passwords for email accounts are stored as hashes.
Learning and public records
We store exercise attempts, workbook contents, grades, hints, timed-test results and course progress to provide the learning service. A browser identifier lets a visitor save free-exercise progress before registration. When you sign in, the app can associate that progress with your account. Certificate verification pages show the certificate holder’s name, course and issue details. Learning profiles are public by default and may appear in search engines. They show your display name, username, earned achievements, course certificates and practice results you have chosen to share. You can make your profile private from the profile page. Individually shared achievement, certificate, test and drill links remain available separately. Shared results include the charts and available detailed breakdown shown when you create the link, without your email address or private account details.
Messages
Messages are visible only to you and the person you are writing to. FinX does not read them, and their text is never sent to analytics or put in an email. If either of you reports a conversation, David, who reviews reports for FinX, can read that conversation as it stood when it was reported (up to 200 messages, none sent after the report, none their sender deleted before the report and none from a deleted account; a message deleted after the report stays readable to him), and only until the report is dealt with, to decide what to do, and may remove the reported person’s messages or suspend their account. Nobody else at FinX reads messages. If “Email me about messages” is on, we email you at most once a day per conversation to say who wrote, never what they wrote; you can turn it off in your profile settings or from the email. FinX’s own accounts never use messages for marketing. When an account is deleted, its messages are no longer shown to anyone.
Comments
Comments and replies you post on feed updates are shown, with your public name, to the people who can see that update. You can edit a comment for 15 minutes and delete it at any time; the owner of the update can also delete comments on it. A deleted comment leaves "Comment deleted" in its place and its text is erased. If a comment is reported, David, who reviews reports for FinX, reads it and the comment it replies to as they stand, including any edit made after the report (marked as such), and only until the report is dealt with, to decide what to do; a deleted comment’s text is gone and he cannot read it, nor anything from a deleted account. Comment text is never sent to analytics.
Purchases and referrals
Paddle handles checkout and payment details. Finx stores order references, purchase status and access entitlements. Referral information is used to attribute eligible purchases and calculate affiliate commissions. Finx does not receive or store your complete payment-card details.
Optional AI help
Written hints and automated grading work without sending every exercise to an AI model. When you request model-based help, relevant exercise instructions and a limited part of your saved workbook may be sent through OpenRouter to the configured model provider. The public course assistant uses catalog information and your question. Avoid including confidential or personal information in questions or workbook cells. You can use the courses, grading and written hints without requesting model-based help. The app does not currently offer AI-personalized learning paths.
Analytics and browser storage
Essential browser storage supports sessions, anonymous progress, referral attribution and recovery of unsaved exercise or test drafts. While analytics is on, Google Analytics measures website and blog page visits, including signup, course, lesson and checkout routes, using fixed labels and sanitized route templates, plus article-to-test clicks. Page events exclude personal details, workbook contents, private document titles and checkout references. While analytics is on, our server also sends Google registration, login, diagnostic, practice, offer and checkout outcomes. These may include opaque account, learning and order identifiers, scores, elapsed time and confirmed purchase or refund amounts. Google browser client and session identifiers connect these events to the eligible visit. Names, email addresses, workbook contents and payment-card details are excluded from these analytics events. PostHog measures product usage while analytics is on. Existing analytics opt-outs remain in effect. Meta advertising measurement has a separate explicit opt-in: public page visits, checkout starts and confirmed paid amounts/currencies may be sent to Meta with browser/device information and advertising cookies. Automatic advanced matching is disabled; names, email addresses, workbook contents and card details are not included in our Meta event data. You can withdraw this choice on the Cookie Policy page. Google advertising cookies and tags remain off. Optional analytics is controlled by the analytics setting on the Cookie Policy page. See that page for the current storage and consent details.
Google ad clicks
While analytics is on, for visitors who arrive from a Google ad, the ad click ID is stored and, if you buy, kept with the order and shared with Google to measure ad performance. It is deleted 90 days after the click.
Google-ის რეკლამაზე დაწკაპუნება
სანამ ანალიტიკა ჩართულია, ვიზიტორებისთვის, რომლებიც Google-ის რეკლამიდან შემოდიან, რეკლამაზე დაწკაპუნების იდენტიფიკატორი ინახება და, თუ შეძენას გააკეთებთ, შეკვეთასთან ერთად გადაეცემა Google-ს რეკლამის ეფექტიანობის გასაზომად. ის იშლება დაწკაპუნებიდან 90 დღის შემდეგ.
Emails and support
Account verification, password recovery and purchase messages support the service. Course-update requests and optional learning tips or offers follow the preferences supplied when you join the list. You can cancel these requests through david@finxacademy.org. Contacting support provides the information you choose to include in your request.
Service providers and retention
Hosting, email, payment and AI providers process information needed to provide their respective services. Account and learning records are retained to support your access and progress; order records may also be retained for accounting, dispute handling and legal obligations. We do not offer a self-service account deletion or data export control at present. Contact support to request access, correction, a portable copy or deletion of your information.
Your requests
You may contact david@finxacademy.org about access to your information, corrections, deletion, portability or privacy concerns. We may need to verify your identity before acting on a request. Rights and exceptions depend on applicable law. Optional analytics can be turned off from the Cookie Policy page. Contact support to change course-update or marketing preferences.
Children and institutional use
Finx is a professional skills learning platform. The current product does not provide school administration, parental-consent collection or age-verification controls. If you believe a child has provided personal information without appropriate authorization, contact support so the record can be reviewed.
Changes and contact
This policy describes the current product. Material changes will be reflected here. Contact david@finxacademy.org with questions about privacy or a data request.